CreditStacks, in collaboration with Mastercard and First Century Bank, issues premium credit cards to prime, new-to-credit customers.

Using our revolutionary behavioral risk model and underlying procedure we are able to identify prime consumers with no financial history in the U.S., and issue them a premium credit card – with a high monthly credit limit, no annual fees, low interest rates, and no SSN or credit history needed.

The company was founded in 2015, based on the personal experience of three Israeli’s Elnor Rozenrot, Jonathan Jacobi and Shahar Nechmad who learned the difficulties of the American credit system, after being rejected credit cards despite being successful high-tech professionals. All three banded in hopes of solving this issue for future successful expats like themselves. To them joined Robert Hartheimer, an American banker with over 30 years of experience in the field.

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