We couldn’t find a credit card company that could meet our needs, so we started our own

In the U.S., a good credit score is the key to smooth business deals and huge savings over time. But newcomers to the U.S. start from zero, credit-wise. How are you supposed to build good credit if lack of credit disqualifies you from getting a credit card in the first place?

The founders of CreditStacks experienced this problem first-hand when they arrived in the U.S. So, Elnor Rozenrot, Jonathan Jacobi and Shahar Nechmad decided to solve the problem for other successful expats like themselves. Joined by Robert Hartheimer, a U.S. banker with over 30 years of experience in the field, they founded CreditStacks – a different kind of credit card company that says YES to expats.

Finally, a credit card that says YES to expats

Today, thanks to CreditStacks, expats can build good credit from scratch – faster, and painlessly. In collaboration with Mastercard and WebBank, Member FDIC, CreditStacks gives high-potential, new-to-credit customers the credit they deserve so they can fully enjoy their new life in the U.S. from day one.

  • All the benefits of a premium credit card
  • High monthly credit limit, no annual fees,¹ low interest rates
  • No SSN² or credit history³ needed to apply
  • New CreditStacks Mastercard waiting on their desks on day one.

With CreditStacks, expats can start building good credit immediately – but this is just the beginning. Having CreditStacks as a credit-building partner is like putting your credit-building on GPS. So, expats are free to focus on navigating their new lives in the U.S., secure in the knowledge that they are avoiding common missteps and building a stronger financial future with every transaction.

¹Review the CreditStacks cardholder agreement and fee schedule.

²SSN is required within 60 days of card activation. Card can only be activated from within the US. Applicants who have been living in the US for one year or more must provide SSN at time of application and undergo a credit check.

³If applicant has been living in the US for more than one year at time of application, SSN must be provided and application review will include a credit check.

The CreditStacks Mastercard® is issued by WebBank pursuant to license by Mastercard International Incorporated. ©Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. WebBank, Member FDIC © 2020

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